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Unoccupied Properties

Secure Your Investment with Confidence

At Network Trade Insurance (NTI), we understand that unoccupied properties face unique risks—and require equally specialised protection.

An empty building, whether residential or commercial, is more vulnerable to threats such as vandalism, theft, arson, weather damage, and unnoticed maintenance issues.  Without the right insurance, these risks can turn into costly setbacks.

Whether your property is temporarily vacant between tenants, undergoing major renovations, or awaiting sale or redevelopment, we offer tailored insurance solutions that protect your investment through every stage of its lifecycle.

We specialise in both commercial and residential unoccupied properties, including everything from retail units and office spaces to private homes and multi-occupancy buildings. Our policies are designed to be flexible, affordable, and fully adaptable to your individual circumstances—no matter how complex.

We also understand that no two properties are the same. That’s why we take into account factors such as the length of unoccupancy, renovation works, security measures in place, and the property’s structure or construction type—including non-standard builds—to ensure you’re fully covered.

With NTI, you get more than just a policy. You get a partner committed to protecting your asset with expert advice, responsive service, and a deep understanding of the challenges unoccupied properties can pose.

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Protecting our clients

Your Insurance – Complete Confidence

Your Insurance – Complete Confidence” is a strong and reassuring slogan. It communicates trust, professionalism, and a promise of reliability, which are exactly the qualities people look for in an insurance provider.

The phrase “Complete Confidence” adds emotional weight, suggesting that clients can fully rely on your services without worry.

If you’re aiming to stand out even more, you might consider adding a slight twist or personalization, but as it stands, the message is clear and effective.

Commercial & Residential Buildings

From empty retail units to residential homes awaiting occupancy, we help protect against risks like vandalism, theft, weather damage, and liability—giving you peace of mind while the property is vacant.

Properties Undergoing Renovation

Minor refurbishment or full structural renovation, our policies provide essential protection during building works. We understand that renovations can create additional exposure, and we’ll ensure you’re covered through every stage.

Non-Standard Construction

Timber frames, flat roofs, steel structures, or other non-standard materials? No problem. We provide insurance for properties that don’t fit the mould, with policies designed specifically for the added challenges of non-standard construction.

Repossession & Lender Protection

We provide insurance for mortgage lenders, banks, and receivers managing repossessed or foreclosed properties. Our policies are designed to maintain the value of the property while it’s vacant, helping protect against liability claims, damage, or degradation prior to resale or re-letting.

Development Sites & Plots Awaiting Planning

If you own land or a property awaiting planning permission or development, we can arrange cover that protects you from potential liabilities, including trespass, environmental risks, and damage to adjoining properties.

Second Homes & Holiday Properties

If your property is only occupied part of the year, we’ll tailor your cover to account for extended periods of unoccupancy, offering peace of mind even when you’re miles away. This includes protection from storm damage, burst pipes, or malicious acts while your property sits empty.

Specialist Insurance Solutions

That are built to safeguard your investment during any period of vacancy, no matter how short or long. Our approach is flexible, responsive, and tailored to your needs—because we know that every property and situation is different.

Wait theres more..

We consider everything when it comes to insuring our clients

At NTI, we do more than provide insurance—we build lasting partnerships.

Our services are designed around what matters most to property professionals like you: flexibility, affordability, and dependable support.

Every property business is unique, so why settle for a one-size-fits-all policy? At Network Trade Insurance (NTI), we take the time to understand your business inside and out.

Whether it’s the number of properties you manage, the locations you operate in, or the range of services you offer, we tailor your cover to match your specific risks and needs.

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Hassle Free Insurance

Network Trade are experts in every facet of property insurance and have direct access to a vast network of insurance policies.

Our team searches exhaustively to find you the right policy at the best possible price, safeguarding you and your business against any unforeseen circumstances.

Team of Experts

Our team searches exhaustively to find you the right policy at the best possible price, safeguarding you and your business against any unforeseen circumstances.

Contact us for a quote

Feel free to discuss with us your queries regarding Property Insurance

We offer a wide range of property services to meet your business needs

Phone: 01772 315192 
Email: info@networktradeinsurance.co.uk