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Occupied Properties

Comprehensive Coverage for Every Situation

At Network Trade Insurance (NTI), we provide specialist insurance solutions for both occupied residential and commercial properties, designed to meet the evolving needs of landlords, letting agents, housing providers, and property portfolio managers.

Whether you’re responsible for a single rental property or a diverse portfolio spanning multiple locations, we understand that no two properties—or tenancies—are ever the same.

From dealing with mixed tenant profiles and complex lease structures, to ensuring compliance with ever-changing legal and regulatory requirements, the day-to-day management of occupied properties brings a unique set of challenges. Add in the risk of tenant-related damage, liability claims, or rent loss, and it becomes clear that standard insurance just isn’t enough.

Our insurance solutions are built around your property’s real-world risks, your tenant types, and your long-term objectives. Whether you rent to professionals, students, DSS/Universal Credit recipients, asylum seekers, or have a mix of all four, we’ll make sure you’re covered—comprehensively and confidently.

At NTI, our goal is simple: to protect your investment, reduce your exposure, and give you the peace of mind to focus on managing your properties—without the worry.

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Protecting our clients

Your Insurance – Complete Confidence

Your Insurance – Complete Confidence” is a strong and reassuring slogan. It communicates trust, professionalism, and a promise of reliability, which are exactly the qualities people look for in an insurance provider.

The phrase “Complete Confidence” adds emotional weight, suggesting that clients can fully rely on your services without worry.

If you’re aiming to stand out even more, you might consider adding a slight twist or personalization, but as it stands, the message is clear and effective.

Commercial & Residential Premises

From high-street shops, office units, and industrial warehouses to single-let homes, HMOs, and apartment blocks—we provide comprehensive protection tailored to the property’s structure, usage, and risk profile.

Mixed-Use & Mixed-Tenancy Properties

Properties with both residential and commercial units, or those occupied by a mix of tenant types, require nuanced insurance. Our policies are built to handle complexity—covering every unit and every tenant, with a single, simplified policy.

Landlord Building & Contents Insurance

Protect the building structure and any landlord-owned contents—such as fitted kitchens, flooring, white goods, and furnishings—against a wide range of risks including fire, flood, storm damage, vandalism, water, and accidents.

Loss of Rent Cover

If your property becomes uninhabitable due to an insured event, we’ll make sure you’re protected against lost rental income, helping you maintain financial stability while repairs take place.

Property Owners’ Liability

Covers legal costs and damages if a tenant, visitor, or member of the public suffers injury or damage linked to your property—essential for all landlords.

Legal Expenses & Eviction Cover

Protects you in the event of tenancy disputes, unpaid rent, or the need to initiate eviction proceedings, with cover for solicitor fees and court costs.

Portfolio Insurance

Own multiple properties? NTI offers consolidated portfolio policies, allowing you to insure all your occupied (and even unoccupied) properties under one streamlined policy—with flexible terms and centralised management.

Wait theres more..

We consider everything when it comes to insuring our clients

At NTI, we do more than provide insurance—we build lasting partnerships.

Our services are designed around what matters most to property professionals like you: flexibility, affordability, and dependable support.

Every property business is unique, so why settle for a one-size-fits-all policy? At Network Trade Insurance (NTI), we take the time to understand your business inside and out.

Whether it’s the number of properties you manage, the locations you operate in, or the range of services you offer, we tailor your cover to match your specific risks and needs.

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Hassle Free Insurance

Network Trade are experts in every facet of property insurance and have direct access to a vast network of insurance policies.

Our team searches exhaustively to find you the right policy at the best possible price, safeguarding you and your business against any unforeseen circumstances.

Team of Experts

Our team searches exhaustively to find you the right policy at the best possible price, safeguarding you and your business against any unforeseen circumstances.

Contact us for a quote

Feel free to discuss with us your queries regarding Property Insurance

We offer a wide range of property services to meet your business needs

Phone: 01772 315192 
Email: info@networktradeinsurance.co.uk