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Homes with Multi-Occupancy

Multi-Occupancy Home Insurance Adapted to New Regulations

Stay compliant and secure with our specialised insurance solutions designed specifically for homes with multiple occupancies.

Whether you’re managing a house in multiple occupation (HMO), a block of flats, or shared accommodation for students or professionals, our policies are meticulously crafted to align with the most up-to-date housing legislation and safety standards. We understand the unique challenges that come with managing multi-tenant properties—ranging from increased wear and tear to more complex liability concerns.

That’s why our coverage goes beyond the basics, offering robust protection that includes landlord liability, loss of rent, emergency assistance, and cover for malicious or accidental damage by tenants. Every aspect of your property is accounted for, from structural integrity to tenant wellbeing, ensuring you’re prepared for both routine risks and unforeseen events.

In an evolving regulatory environment, our expert team helps you navigate compliance with confidence, safeguarding not just your property, but your peace of mind and long-term investment. Trust our experience and commitment to help you protect what matters most—every tenant, every asset, every day.

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Protecting our clients

Your Insurance – Complete Confidence

Your Insurance – Complete Confidence” is a strong and reassuring slogan. It communicates trust, professionalism, and a promise of reliability, which are exactly the qualities people look for in an insurance provider.

The phrase “Complete Confidence” adds emotional weight, suggesting that clients can fully rely on your services without worry.

If you’re aiming to stand out even more, you might consider adding a slight twist or personalization, but as it stands, the message is clear and effective.

Full Building and Contents Insurance

Protect the structure of your property and its contents, including furnishings, fixtures, and communal areas. Our policies cover damage from fire, flood, theft and vandalism.

Landlord Liability Coverage

Stay protected against claims from tenants, visitors, or contractors for injury or property damage. We help you meet legal obligations while giving you peace of mind.

Loss of Rent Protection

If your property becomes uninhabitable due to an insured event, we’ll cover the loss of rental income to help you maintain financial stability.

Malicious Damage by Tenants

Secure your investment against intentional damage caused by tenants—an essential feature for high-turnover multi-occupancy properties.

Regulatory Compliance Support

Our team stays up to date with changing housing and safety regulations. We offer policy features and guidance aligned with fire safety laws, electrical and gas safety standards, and licensing requirements.

Emergency Assistance Cover

24/7 assistance for urgent issues such as plumbing leaks, electrical faults, or security breaches—helping you respond quickly and maintain tenant satisfaction.

Legal Expenses Cover

Gain access to legal support for tenant disputes, eviction proceedings, property damage claims, or contract disagreements.

Wait theres more..

We consider everything when it comes to insuring our clients

At NTI, we do more than provide insurance—we build lasting partnerships.

Our services are designed around what matters most to property professionals like you: flexibility, affordability, and dependable support.

Every property business is unique, so why settle for a one-size-fits-all policy? At Network Trade Insurance (NTI), we take the time to understand your business inside and out.

Whether it’s the number of properties you manage, the locations you operate in, or the range of services you offer, we tailor your cover to match your specific risks and needs.

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Hassle Free Insurance

Network Trade are experts in every facet of property insurance and have direct access to a vast network of insurance policies.

Our team searches exhaustively to find you the right policy at the best possible price, safeguarding you and your business against any unforeseen circumstances.

Team of Experts

Our team searches exhaustively to find you the right policy at the best possible price, safeguarding you and your business against any unforeseen circumstances.

Contact us for a quote

Feel free to discuss with us your queries regarding Property Insurance

We offer a wide range of property services to meet your business needs

Phone: 01772 315192 
Email: info@networktradeinsurance.co.uk